Tuesday, April 5, 2011

Dental Plan in USA: Which is the best and affordable?

I found out my global health insurance only covers emergency dental procedures here in the USA. Now i'm looking for a dental plan to make trip to dentist affordable. I will probably need a filling or two. What is a good dental plan to buy? (I've been looking at USAdentalcare.com)
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I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars on all dental services. From xrays, exams, fillings, Cleanings, root canals, and even my braces. They even had my affordable plan active in 2 hours and was able to use them the very same day. hope this helps
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Is there any1 who is a dentist here? Or a dental assitant?

I have recently visited a doctor in where we devised a plan to pull my remaining 5 teeth so I can get immediate dentures. I was shocked however to find out it would be 580$ even with insurance. He had said he was going to do a bone plaining or grafting procedure (not sure of the term here) so that my denture will fit more comfortably. My question is do I have to do this? can I just have my teeth pulled and the immediate dentures placed without the bone smoothing procedure to bring down my cost? I cannot afford all of that at this point, can I ask my dentist to forgo the bone smoothing for now? Will a dentist do that? PLEASE ANSWER! I need teeth! I believe the name of the procedure is Alveoplasty: Smoothing the Jawbone, do I have to have this? can I not get that procedure?
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You should ideally have the alveoplasty. With out getting into technical terms, it's hard to explain why. Just kind of think of it as trying to put in a road. The contractors first have to smooth the ground and area to get the pavement flat. It's kind of the same way with your mouth. The alveolar ridge is full of bumps and crevices. In order not to create more serious problems like gum erision, etc. they need to first smooth out the area where the denture will be seated. Hope that makes sense! Perhaps you can talk to your dentist about financing, or applying for credit through Carecredit.
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how much to get your teeth pulled at aspen dental?

I have some extra teeth that's in the back of my mouth, and also some teeth that really need to be pulled. I have insurance cigna but I don't want to spend at lot out of pocket. Help!!!
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With your dental insurance after your deductible it should be minimal. Aspen is very inexpensive and offers a lot of cut rate dentistry. good Luck
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Are there Orthodontists that do probono work?

I am 20.My dental health was never taken care of properly when i was young. I have some dental insurance but nothing that covers orthodontists or cosmetic procedures.I cannot afford good dental insurance. I have a "mutilated bite" one dentists told me. I have over crowded teeth and like a criss cross bite. My gums hurt me, I also have TMJ. Not only is my mouth painful, I am very self conscious about it. My teeth chip easily. I was wondering if there are any orthodontists or anyone that does cosmetic dentistry that do pro bono work or work for reduced price.I'd even pay installments, Is there anyone that can help me. or point me in the right direction. My teeth are only getting worse and i fear i will never have the lump some of money to get them taken care of.
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Dental schools sometimes have programs like this where service is provided by supervised students and offered to the public at reduced cost.
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Just lost my health insurance what do I do now?

So I'm a 21 yr old in college, I just got kicked off my parents plan because we can no longer prove that I am a Dependant. My main concerns are dental and birth control. I have two cracked caps on my molars because I grind my teeth, which I've put off because of school and work. And I need to get monthly birth control. Any advice on what steps I can take next? I'm in Santa Cruz county.
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Join the rest of us uninsured people. NOW you thoroughly understand why we need a national health care program. (Go Obama!) See if you qualify for COBRA. For dental, call your local (usually county) health department. They can usually either provide or recommend low-cost dental services. For birth control, I strongly suggest using the word "NO!".<<< If that isn't an option, check out your nearest branch of Planned Parenthood - they will help you with examinations, meds, etc. Unlike what those against Planned Parenthood will tell you, Planned Parenthood does a LOT regarding female health issues, and they do it on a sliding scale that depends on your income. Good luck (to us all).
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Why Are My Teeth In So Much Pain?

My teeth are killing me. The pain is unbarable sharp and I dont know why. I don't have any cavities so thats out of the picture. The pain just comes and goes and when it comes its so painful that I basically scream my head off and it last for like ten minutes. Does anyone know and I dont have dental insurance so please don't say go see one.
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If it IS gum disease you need to see a dentist, there is no way around it. However, some other possibilities... How do you know you don't have cavities? You cannot see most cavities and if you haven't seen a dentist because you have no dental insurance than you couldn't know. Or, you may have stress cracks in the crown of your tooth, pretty much invisible and if deep enough very very painful. You need to see a dentist, sorry :/ If you absolutely cannot, here is my last possible cause: grinding your teeth at night? Most people don't know they do it, and it can cause cavity-like phantom pains. If you sleep with someone ask them if they ever hear you, another way to identify it is if your jaw muscles are well toned or sore in the morning. To rule it out, buy a athletic mouth guard/ or a nightguard (which are more expensive). Boil it and form it you your mouth and wear it while you sleep for a week. If your pain COMPLETELY disappears then you have your culprit. I would like to say though, I recommend you go see a dentist incase this is more serious.
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How long do amalgam (metal) Fillings Last? My one is 32 years old.?

Any dentists out there? Here is the problem; I had my other 3 metal fillings replaced because they were so old, but when they went to replace this one, It was too sensitive and they could not do the work. I now have pain when I chew in that tooth most of the time. I also have no dental insurance even with a good job.
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I'm a bit confused. Why were you not numb when they tried to fix your tooth? If you were numb and they still couldn't touch it, did they x ray it to see if it had an infection at the root tip? It sounds like it needs a root canal and then a crown. Amalgam fillings have a very long life if taken care of. They do expand and contract with temperature change over the years and eventually they begin to leak under the filling. A large amalgam filling acts like a wedge in the tooth and with chewing, this wedge can cause fractures around it. This is what it sounds like is happening to you since you can not chew on it. The very least you need to do is have the filling taken out to remove any decay, if there is no infection to the tooth. They may put a temporary filling there, but these don't last very long. A composite (white) filling can be placed to help hold the tooth if it is having signs of fractures, but a crown is what it really needs. Check into Care Credit or see if they will let you pay the bill in 2 or 3 payments.
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Where can i get free or low cost Orthognathic surgery?

I have a prognathism problem. I would like to get it fixed but it'll cost me $25,000 here in CA. I don't think there's any dental insurance that will cover it. Where should I go?? Help!!!
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Hello, your options are very limited. My best suggestion is that you contact the "Out Patient Clinic" of the nearest Dental College...While the Clinic may not itself provide the surgical procedure you need as a regular service, it's possible that the dental professor that teaches Oral/Facial reconstruction procedures might want to use you as a teaching tool and do your surgery while allowing dental college students to watch the procedure and observe your recovery over the following weeks. It's certainly worth checking in to. You may find yourself the recipient of free dental services.
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I have to have a tooth surgically removed?

Can this go under my dental insurance? if not, how much does it cost to be removed, everything included. thanks in advance.
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I got A tooth pulled with out insurace for 60$ plus they gave me 2 percocet.
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I need to get my wisdom teeth out and was hoping some one can help tell me a good place to go to?

Some place near litchfield park although I font mind driving a bit farther. Some place that accepts Humana Dental Insurance
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Call a few dentists in the Yellow pages. They are online too. Very few will take a new patient sorry. Expect a medical or a good health assessment before anything can be done.
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Need a dentist for 27 yr. old autistic son who can't brush properly and teeth are in bad shape. How do I find

He uses an electric toothbrush but doesn't get all the plaque off. Since his dentist retired I get the impression the new one doesn't want anything to do with him. He wants to wait 3 months and let the teeth get more rotten.(no fillings have been put in for over a year) They said my son will end up with dentures but I don't think we should do nothing for 3 months. He isn't yet on medicade and when my husband retires in 8 months we lose the dental insurance we now have. What dentist is best with special needs kids people and where? I'm looking for an orthodontist or possibly an oral surgeon if the teeth have to come out. Should I try case western reserve or the cleveland clinic or is there something closer to home. I live in Rome ohio. Do I need a second opinion?
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`See a homeopath for a tooth formula `strawberries are good at removing plaque ` make him 2 cups of green tea per day, take with cayenne pepper capsules , (or does he like chili) `cranberry juice with aloe vera juice & blueberries will help ` olive leaf extract will help to protect his immune system `when you get a good dentist ask him for non mercury fillings `avoid any chemical product and animals (too many parasites)
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If you get laid off from your job, how long more are your health benefits supposed to last?

I just got laid off from my job at UPS and the rule with the company is you have to work 60 hours the previous month to qualify for health/dental insurance. I did a great job there and there is a chance they could hire me back in a week or two, but in the meantime, are my medical benefits still valid for another month since I worked 60 hours last month? Or do they cease immediately because I've been "laid off?"
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It depends on how you have been paying for them. If you have been paying a month in advance then yes they would continue because they have to give you what you paid for. But if you pay for them for the month you are in then no because you have already stopped working there you can't go in and pay for them. Just call your HR they will know how long you have.
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How much will my income tax check be?

I made $12,000 gross pay I am single parent household with two kids 2 and 3 years old plus I pay group and dental insurance for all of us for about $60.00 week ...thank you
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Go to TurboTax.com..you can put in all this info and have it calculate for you. It's impossible for anyone to figure for you without your W2 statements.
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How much does it cost to get dental surgery to replace your entire mouth of teeth and get new teeth put in??

I do not have insurance, but need a payment plan...
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depends on what your replacing them with...Dentures would be the cheaper end and implants would be on the high end.. If you are close to Mexico , they have excellent dentists and many people fly or drive to Tijuana to see the dentists here. they are about 1/3 to 1/4 the price in the states...
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Can I still get a tooth crowned?

I had an accident with my teeth 3 years ago. Fractured 14 teeth, 2 root canals, 4 pulled, now one of my teeth I had a root canal done on had a temporary filling. Due to my insurance running out and no job with insurance I was unable to afford the crown. Now I finally have dental insurance and want to get a crown on this tooth- Can I? My old dentist wanted to pull it, I can't afford to be missing anymore teeth. I want to keep MY teeth.
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You should be able to get a crown at any time as long as the tooth is still "good" if it is loose, has an infection, or is starting to decay (get a cavity), it either needs to come out or get fixed first.
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health insurance?

if I wanted to buy my own health insurance (dental. medical, vision) not though my job. Where would i look online?
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The best place to start is by doing what you're doing now – asking for personal recommendations. I'd also check out Consumer Reports (link below), America's Health Plans (link below), US News & World Reports Best Health Plans, and whatever other informational resources you can find. I'd also talk with locally licensed health insurance agents. I've also included a couple of articles about choosing a health plan that might be useful. They are government-authored, but they're actually pretty good (all links below). After you've done some research, you should visit MostChoice.com. It's a Web site that helps you shop for health insurance. They have free instant price quotes and policy information on health plans near you, but their specialty is getting you in touch with state-licensed agents. There's no cost or obligation to buy insurance. You just fill out a short form and wait for the agents to contact you (within 48 hours). Have your questions ready and let them work until one of them delivers the plan that's right for you. You might want to have a set amount you want to spend each month on insurance and tell the agents to work within those parameters. You can find MostChoice here: http://www.mostchoice.com/health-insuran… Hope this helps, Barnes@MostChoice
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in canada, where can i get the best health insurance?

currently unemployed, so have no health coverage, and have some dental work to take care of.. cleaning and several cavities! so nothing too serious, maybe an insurance that also covers the occasional massage would be nice.. ahah would love some information about company names and their offers if possible.... looking for something short term, monthly possibly? or at most an annual rate? whats the average these days anyways? would it just be cheaper to pay for it all myself? thanks! and all the best!
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Depends on your age, smoking status, gender, and what kind of coverage you need. You should expect to pay at least $50-$100 min a month for it. Of course, its worth pointing out that you can claim a non-refundable tax credit on your income taxes for the premiums paid.
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what happens if in the beginning of the year, i get dental help that depletes the yearly max and I lose my job?

can the insurance company refuse to pay because i was not employed the whole time and hence did not pay premiums for the whole year. Am I liable to pay the amount if the Insurance company refuses to pay?
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If you were covered when you had the work done, they pay for it (according to the plan),
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does anyone have experience with NYU dental care?

I have no insurance but i need cosmetic dentist desperately. I am thinking of using nyu because i hear its affordable but i am afraid of having a student practicing on me. If you have any experience using them please let me know honestly how it went.
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Well I have never attended NYU, but as a dental student I can assure you that students who are performing procedures are closely supervised by a licensed dentist to make sure that they are doing everything correctly so a mistake does not tend to happen since a lot of hours studying, watching, and performing on fake patients prepares students for the real thing, rest assured that the quality of work is the same if not better than a regular dentist. Also I hear NYU has a great dental program. Hope this helps, 3rd Year Dental Student
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Going to turn 19 yrs old, what's up with the new insurance policies?

- Work at a office in NYC full-time - Their insurance they offer isn't the greatest, no dental or eye - Heard you can be under your parents until your 29 ? TRUE or False ? - My dad is under a union (local 6) is the insurance true ? - Is obama changing anything I should know about ? - HELP !? Thank you
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1-not every company offers dental or vision 2-ONLY if you are a full time student (min 5 months a year), then you MIGHT be able to be covered under your parents insurance to maybe age 24 (IF their policy has that provision) - you don;t seem to qualify there - you wuld have to take your work policy or have no insurance at all
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Does It Worth Getting A Health Insurance?

I am 19 years old and I am studying full time. I have found out that even if you go private you will still have to pay for you medical prescription. But you will be seen quicker in hospitals and if I see a dermatologist they will pay for all the cost and treatment and medication is inclusive. Dental treatment is also inclusive but I have to pay for regular check ups. Anyways the cost is £40 a month and a single dental treatment without going private is around £60 for a filling. What do you think?
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health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Are there any income based dental clinics?

I live in Hutchinson, KS, about 40 miles from Wichita, & am in desperate need of a dentist! Unfortunately I don't have insurance & I don't have the money to pay for an exam. My teeth are literally falling apart! I'm afraid that if I don't see a dentist soon I'm going to loose them all! I'm only 29.
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You might also check around Wichita and see if there are any Dental colleges there. These offer really cheap exams and treatments.
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Is there anyone out there that is working for AFLAC? If so, how are they doing with it financially?

I understand very soon at they are adding Dental & Vision Insurance. I think for the most part this will be great for small businesses that do not offer insurance as premiums are to high. I am looking forward to possibly having the chance to work for them.
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AFLAC's primary market is supplemental coverages to employees of client companies. You'll be primarily calling on small business owners. Your pitch to get in the door will be that you can set up their cafeteria (IRS Part 125) employee benefits plan free of charge, and offer their employees a wide range of additional benefits at no cost to the company. You will be truly saving the company hundreds or thousands of dollars per year and offering the employees options they would otherwise not have. Chances are, you will fail miserably within your first year; but if you succeed, you will likely be into a six figure income within three to five years. It is a fine way to earn a very good living, but it is tremendously difficult early in one's career; and there are much more conventional places to start one's career in the financial services industry.
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advise please.I have an absess in a back tooth,do you think a training dental hospital would do just a good of?

a job at a tricky root canal as a dentist or a specialist,as i cannot afford the money to have it done so i have little choice except a dental training hospital,im scared they wont do a good a job as a endodontist what do you think?i guess the success rate would be lower,i dont know what to do and have no insurance.thank you
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if you cant afford it,then better goto the training hospital,atleast they will eradicate your pain.dont worry about the success rate,right now get your pain relieved.
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