Thursday, February 17, 2011

Why would a father add a child to his insurance from his job?

If the child already has a insurance medical card from the state? He says that he is going to get insurance threw his jon for medical and dental but was told it was better to wait until the child was born? He also wants to get it for the child but i told him when the child is born he will automatically get a medical card.
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You can supplement insurance. If he's capable of affording insurance and its being provided to him by his job, its the responsible thing to do to use that insurance rather than relying solely on a government issued medical card. The government medical card can still help cover the expenses that his insurance doesn't cover though, so it will help everyone. Its just that it will be a supplement insurance rather than your only provider. If his insurance has excellent coverage though, it may make sense to not use the government card at all. If you don't really NEED the government card, its dishonest to be using it.
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