I just recently graduated college and I no longer have dental insurance through my parents insurance. Im in need of some dental insurance. My employer doesn't offer any insurance at all. Ive done some research and all I come up with is the Individual plans. I dont know what insurance would help me cover invisalign and teeth being pulled? Ive called about 10 places but they only give some type of discounts which only average %15. any help or useful information would be appreciated.
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Not many individual plans cover ortho, and if they did it would only be at 50% I do the administration at a dental clinic and all the individual plans are crap. People end up paying more for their premiums than the insurance pays towards their dental treatment. The plans have annual maximums of how much they will pay out, and it is usually about the same amount you put in paying them. You would be better off getting a loan from the bank to pay for your treatment. When it comes to orthodontic work you are usually discounted if you are able to pay in full - so you could end up saving money there. If you really want dental insurance, These companies are not bad -Blue Cross -Great West Life -Sunlife
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