Sunday, November 21, 2010

would it be smart to buy dental insurance and wait for the 12 months grace period?

I need my wisdom teeth pulled out and some root canals. I'm not in pain or anything. so would it be smarter to wait or just come up with the money for these procedures? what is a smarter move?
--------------------
You should weigh the cost of premiums for one year, adding your share of cost for these procedures, 50% or whatever it is, and compare that to your cost out of pocket with no insurance and getting the work done now which you may need right away. The root canals may have to get done now. You should get this information from your endodontist or dentist, whoever you saw that diagnosed your root canals. If you wait you might have abscesses in your canals and need extractions. You have to know what the cost will be going for each choice and compare them. You cannot make a decision without the financial information.
Source

No comments:

Post a Comment