Hello Everybody: Does anybody, by any chance, have information on specific private insurance companies where enrollment and monthly premiums, even if a bit higher, would in turn lower patient copayments significantly when opting for braces? Your knowledgable input is truly valued! Thank you for sharing.
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hm. i see you already got the two "spamswers" that always comment on dental questions. but to ACTUALLY answer your question, I do have an idea of what you might you might be able to do. its sometimes a little harder to pick up an insurance right now for braces if you are planning on getting them in the near future because some insurances wont help you on them for a couple of years, or will only help slightly a little bit, but their full benefits would not kick in till later. What i would check out is something called a dental discount plan. Now its not going to cut the price in half, but some do cut 20% off or more depending on which dental discount plan you go with. The nice thing is that they dont have maximums per year (which you might run into on insurance) and they do start right away for any procedure. The top ones in my opion are 1Dental.com, Aetna Dental Access, and DentalPlans. i think pound for pound the 1Dental Plan is the best, especially for an individual because it does have a monthly option to pay for membership. Its the cheapest, But it saves the most... it really is the best dental plan i have seen, but the other ones i have listed are good plans too. Check those out though, and also see if you can use the dental plan at the office and then maybe file the rest with your insurance. that sometimes works and that would SIGNIFICANTLY reduce the costs. Good Luck, I know braces are not cheap, but I hope that helps.
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