Monday, January 10, 2011

What dental insurances in Hawaii that covers braces?

I'm 13...I really want to braces, but we have finacial problems. Is there any dental insurances in Honolulu that provides braces? OR Can you pay braces monthly? How much? Thanks<3
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Many dentist will set up a payment plan, the amount you pay monthly will depend upon the dentist. Another option would be care credit. It's a credit card that will pay the dentist and you make payments to the company. Here is their website: http://www.carecredit.com/ Be very wary of medical discount cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of "save up to 80%" be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn't find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes… for more information. Many other states are starting to ban these cards as well. Before signing up with any discount plan get a list of doctors and dentists. If they won't give you a list consider it to be a scam. Call the doctors on the list to make sure they're still taking the card (many don't even know that they're listed as a provider) and that they're accepting new patients.
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