ok, my husband and I got a dental & vision through his employer(pizza hut) with Cigna and we pay almost $60 a month and we don't really understand how all of this works. The papers we got say its a $25 deductible per person, per policy year. Does that mean its like a co=payment that we have to pay when we go to our appointment? And then it lists the services and how much they pay for each. Like $17 for a oral exam every 6 months. we found a dentist in the network. so basically how does all this work and what does it mean when we go to the dentist and eye doctor? please anyone help that has been thru this before. and is there any other plans or companies that offer something better? am i getting a good deal. thank you for your time.
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