Friday, February 4, 2011

What are some low-income health insurance companies?

I am a 21 year old female residing in Ohio, and am looking for some health insurance, including dental if possible. What are some options that won't cost a whole lot for my minimum wage budget?
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Health insurance is different from dental. The premiums aren't based on your income - except welfare insurance - Medicaid and Medicare. You would do a search for "ohio medicaid" to get the website, and see if your income is low enough to qualify. A regular health policy for you, with a low deductible, is GOING to cost $200 a month. If you want to take a high deductible, like $4,000, you can probably cut that in half - but YOU pay the first $4,000 of any medical bills. Dental, well, I haven't seen a private dental policy that pays out more than it costs. So run the numbers befor you buy one.
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