Monday, May 2, 2011

When exploring work with a new company how do you determine if they'll cover your shrink?

I feel like saying "I see a psychologist and a psychiatrist and I'm on meds" is more information than I really want to share with a prospective employer right off the bat. But it does matter to me whether they're covered or not, and it's generally not health insurance that covers them per se any more than dental is. It's a third thing. How do you handle that?
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It can be as simple as calling their bennefit department and tell them you are a perspective employee and want to check if psychiatric care and associated meds are a covered item under any of their plans. Most companies will disclose this information since their is no exchange of PHI nor is it really proprietary information. If you cannot get this information before your offer from the company, then you will have to wait until an offer is made, at that time they will or at least should, disclose their full bennefit package as part of the offer. Good luck!
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