Monday, November 22, 2010

Does the new Health care law say any thing about Dental and Vision insurance?

Does the new Health care law say any thing about Dental and Vision insurance? What does it say about those things Dental and vision? Is it going to make them cheaper and require them to cover more, like almost 100% of the bill for those services? When will this take affect? Will it require us to have them to? Will it give us more affordable options for Dental and Vision plans? What are they going to call affordable on those? I need a plan that will cover 100% of my Dental and Optical visits.
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Dental services are not typically considered medical care, that is why they are always riders (add ons ) to the usual medical policy. Dental insurance can be actually very inexpensive as a stand alone policy. Vision is similar in that medical eye problems (glaucoma, etc) treated by an ophthalmologist are usually billed under medical services; glasses (& optometry visits for this) are usually stand alone. Poor vision is not considered health care historically. Glasses are a relative new invention in the scheme of things and were considered a luxury not a necessity. Many aspects of the health care bill do not start for 4 or more years anyway. Explore dental & vision plans on your own-some are really cheap. Cost co and other places do vision; dental schools provide cheap dental services if you need that.
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