had been cancelled more than 9 months ago, yet they have still been collecting from me. is this fraud? what do i do? they are acting like they are just going to reinstate it and pay the backed insurance. i had rather just have my money back. any ideas??
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Well, it doesn't work that way, they can't "reinstate" the policy. Legally, there are two options - either THEY pay whatever the insurance would have paid, for your treatment, OR, they can fully refund the money they've taken out. Unfortunately, in order to push the issue, you'll likely need an attorney, and if you hire one, they'll probably find a reason to fire you. On the bright side, something like this is a sign that they're goind under, and you're going to be looking for another job, anyway.
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