Friday, January 21, 2011

Health, Dental Insurance and divorce?

I've been married for 4 years and 9 months, and now I am going to get divorced by mutual agreement. I don't have health insurance but my husband does. After divorce, can I bargain half the time of the duration of the marriage, to keep been covered.
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If your husband works for a company with 20 or more employees and you both have group health insurance through the employer than the COBRA laws dictate that you will be eligible for a COBRA group continuation plan for at least 18 months. This is not dependent upon any type of divorce decree this is law so do not feel as if you have to bargain to be able to get onto the COBRA plan. However, you may want to bargain to get him to pay for some of the premium cost as COBRA (and all group health insurance) is rather expensive. If you are somewhat healthy then it almost always makes sense to save some money and purchase a much cheaper individual health insurance plan. Here is some more information on COBRA plans and your rights:
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