I am talking about things like aflac, stuff for critical illness etc. I know you need basic medical insurance and some dental and vision insurance but what kinds of other stuff do you need. Also does someone who is single need life insurance?
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The least appreciated coverage is disability insurance. How do you pay the bills if you get sick and are unable to work. Order of priority would be to purchase long term disability with a 6 month elimination period (an elimination period is like a deductible) and if you can afford it add the short term coverage to coordinate with the long term disability. Do you need life insurance if you are single? No, unless there is someone who depends upon you for their support.
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