Wednesday, May 4, 2011

Insurance after 19, Why am I no covered.?

Im 19 and no going to school fulltime. I recently had some ortho work done but my insurance company declined so now im stuck paying full for the appointments. Why do insurance companies require you to be in school full time if the coverage is being paid for!? And since apparently i need it now, what are some good insurance policies that include dental/ortho
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Once you turn 18, you are legally an adult. Parents are allowed to keep their children on their medical insurance if they are still full time students in college because the children are presumably still Dependant on the parents. Most medical policies will allow a full time student to remain covered on a parents policy until age 23 - 25, depending on the insurance company or the plan the employer has. They require it because after age 18, if you're not in school, you should be working and getting your own insurance. Purchasing individual medical/dental insurance can be fairly expensive. If you are working, check and see if your employer has a medical plan you can get covered on.
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