My husband's company wants to charge us $21/week for dental insurance. I would assume they are charging us 100% of the premium. It only covers $1000 per year. How can a dental insurance company charge over the amount that they cover. $21 per week would cost $1092 per year. I'm just really pissed off right now. I thought it was a mistake at first, but turns out it's not.
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That's $1,000 PER PERSON. Plus you get the network discounts for the dentists in the plan on top of that. $80/month is pretty cheap...$110-$130 is what a plan would usually run (depending on your state/zip code). They're likely contributing either not at all or very little. If it's 100/80/50 (preventative/basic/major) then that's normal as well.
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