Thursday, November 18, 2010

Does zero deductible dental insurance exist?

I need 9000.00 in dental work my plan only covers 1500 per year. Ive been looking all morning but i can not find anything. Also with a short waiting period.
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Yes, there are plans with a zero deductible. However, the deductible isn't your problem. In my state the plans with the highest deductibles are only $100. Your problems are with the waiting periods, the maximums, and the co-insurance. All plans have a waiting period of 12 months or longer for full benefits. All plans have a maximum; usually $750 to $1500 per year, and all plans have co-insurance for major procedures; usually they'll only pay 50%. This is to keep people from waiting until they need the coverage before getting coverage. You could try a dental school, where you can get good service at a reasonable cost. You can find the nearest school here: http://www.yourhealthplanadvisor.com/Den…
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