Since it's cosmetic, I heard that insurance doesn't foot the bill. But if the need for veneers goes beyond cosmetic, how does one qualify for insurance to cover some/all?
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Insurance will pay a portion of porcelain restorations if there is decay or broken parts of a front tooth (usually 50%). If they are purely cosmetic and no clinical reason exists, you will not have any insurance benefit. Good quality veneers cost at least $1000 each. It would be a good idea to have your dental office pre-authorize the treatment with your insurance company. They will send x-rays and other documentation showing the underwriters why there is a need for coverage of the tooth.
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