Friday, November 19, 2010

How do you find a good dental insurance company? Do any dental insurance companies cover braces, & adjustments

on braces?
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Some dental insurance will cover braces, usually only after a waiting period which can run 12 to 24 months. They will usually pay 50% of the cost with a yearly maximum of $1500 for the best plans. This means they'll pay $1500 and you'll pay $1500 of the first $3000. You will pay all costs above $3000. Since braces and associated costs will average around $6000 you will pay $4500 after paying the dental insurance premium of $30 - $60 for at least 12 months. Visit a local agent to see what plans are available in your state. There is no extra charge using an agent. Your other alternitive is a fee for service discount plan. The fee for service means with most procedures there is a set fee the dentist charges and with other procedures there is a discount. You can find one at this website: http://www.dpbrokers.com/default.aspx?lo… For braces there is a set fee schedule (SFS) with most of these plans but you'll need to call some dentist that accept the plans to find out how much it would actually cost you.
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