Sunday, December 12, 2010

anyone know a good dental insurance co. for a single person?

I need dental work that in total will cost around 6000$ give or take. I have no dental insurance and I am single. I was wondering if anyone can recommend a good company. i live in Washington State. Thanks!!
--------------------
I found that actual dental insurance covered only about as much as our premiums. ie. $1500 of coverage was costing me around 1500 a year... Not all things are covered at 100% (most major stuff was only covered at 50%...root canals, etc).... I wound up dropping our dental insurance for a discount program which is a whole lot cheaper but offers percentages that aren't that much higher than our old dental insurance, plus there is no maximum coverage- so for the epic $10k I still need in reconstruction- I would have wound up eating $8500...With the discount program I'm probably only going to be spending around $4000... Plus the premium for my entire family was under $200 for the year.... The company offers a bunch of different plans- you just enter your zip code and can even search by name...So it isn't traditional insurance, but after looking at our employer sponsored insurance program I really would hesitate calling their "dental insurance" (and it was a very well known insurance company) insurance at all... Of course they have a referral program- every person that signs up gives me another 3 months on my plan. The site is: http://www.dentalplans.com and my referral code is: 35C11R77 I just used this coupon but if you sign up you might want to try it: it was 25% off with code: REACH08 I'm not trying to sell the program, but I have used it first for my parents and they found it useful and now for my family being that we are bogged down financially paying COBRA and found that we were saving money by dropping the dental insurance portion...
Source

No comments:

Post a Comment