I just graduated college and my insurance ran out. I am taking a job that starts in September and will give me full health coverage 1 month after I start. I am a young and fairly healthy female, although I do have IBS and some other problems, mostly relating to the digestive system, reproductive system, and my skin. I eat a balanced diet and try to exercise regularly. I have only needed to visit the emergency room 3 times in my entire life. When responding, please give me an informed answer, not just yes or no. Please also explain your reasoning. Also, other than Aetna or Cobra, is there any other short-term insurance I can purchase? Doctor's answers especially welcome. Thank you!
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If you have car insurance see if you can add coverage for accident-related injury. That way at least you are covered for car accidents which would probably be the most likely thing that would land you in an ER. It is a gamble, but it's one most of us have had to take at some time in our lives. Also check into coverage offered by your state. Usually there is some kind of public program you can participate in... it may not be the best coverage but it might give you a little peace of mind for the next few months without the usually large premiums associated with COBRA coverage.
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