Wednesday, December 15, 2010

what is a good health insurance that covers dental work?

mine dont cover enough i need to change my insurance.
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Most health insurance policies do not include dental, and those that have dental as an option are usually very limited. Visit a local agent that works with all the major companies in your area. The agent can explain the dental options and find the best plan for you. You can also get stand alone dental plans that are not associated with the health insurance. The agent should be able to help there as well. Be aware that with most plans there is a waiting period for major procedures. You can also try a Fee for Service discount plans. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. I'm an insurance agent and my personal plan is the fee for service plan because I find it much more cost effective. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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