Monday, February 7, 2011

If I have PPO health insurance, are there instances where it may cover dental work?

When I was younger, I was on alot of steroids and chemo. Because of that, my teeth are extremely yellow, and deteriorating. I am told I need caps, crowns, or veneers. They will cost me alot of $ that I don't have.
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It is unfortunate but health insurance doesn't cover much when it comes to dentistry. For example: It might cover the extraction of wisdom teeth if they are impacted. It might cover the x-rays necessary for the extraction of wisdom teeth if they are impacted. It might cover a restoration on a tooth if that tooth were dammaged due to an accident. The catch is that the tooth has to be virgin (no type of restoration of any kind at the time of the injury). It might cover surgery to remove cysts of the jaw. If you were in some sort of accident, you might have coverage for root canal therapy of the natural damaged tooth. That's about it. You can have your dentist and physician write reports to your health insurance and perhaps, just perhaps, you might get some coverage but I doubt it. Sorry I could not give you better news.
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