I'm looking at two health care plans, dental specifically. One has a maximum benefit of $1,500 per year and the other Unlimited. Want to make sure I understand this perfectly before I sign on the dotted line. Thanks.
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If the maximum benefit is only $1,500 that means anything over that amount is not covered so I hope you don't need braces! Unlimited is just that. Naturally the unlimited will probably cost a lot more. Have you considered the alternative to dental insurance? It is called discount benefits. Instead of all the paper work that goes with insurance, you have a membership card . The company has over 500,000 providers nation wide such as Sears, Pearl Vision, Walmart, CVS, K-mart and independent denist and doctors. You just presented the card and the discount is taken off immediately. Up to 80% off on dental and your entire family can be covered for less that $20 a month and this encludes, vision care, perscriptions, and chiropratic care. If you want medical benefits (doctor, hospital ect) entire family is covered for $39.95 a month and there is no exclusions. It's a wonderful alturnative to insurance. For more information you can check it out at : www.healthcareandmore.info I hope this has helped you.
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