Thursday, June 2, 2011

Genetic dental disorder,can I get claim it as a medical necessity?

Please,no mean comments. I was born with a genetic disorder, I guess you would call it. Its called Amilio Genisis Imperfecta, I hope I spelled that right. Esentially, I have very little, to no enamel on my teeth. It makes me prone to cavaties (which I have always had to deal with) they are extremely sensitive to hot and cold, not to mention they appear discolored. My mom recently had porclein veneers put on hers(she has it too) and her dentist said that I could probably have mine done too, and claim it as a medical necessity for insurance, instead of cosmetic. Does anyone know if this is true? Also,he said I could claim it like that on my tax return too. Can anyone help me out here? I could never afford to have then veneered (almost $30,000 for my mom) but if insurance would cover most of it as nessecary, then I probably could afford it. Thanks
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More than likely it is true. Your doctor needs to submit a letter of medical necessity to your insurance carrier. Dental injuries are covered by medical insurance, and I am fairly certain, that your congenital disorder is as well. You can always call your insurance carrier and ask.
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