Wednesday, June 22, 2011

pet insurance questions!?

We are looking into pet insurance for my 10 month old chihuahua. I have been looking at embrance, tru panion and gopetplan. Would an overbite be considered a pre existing condition? Would residual baby teeth also be preexisting? Would it be covered as a dental illness? Any recommendations to companies you use would also be very helpful! Thanks in advance!
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Sorry but Wise1 has no idea what he's talking about. I work at a vet and we ALL brush our dog's teeth. And accidents do happen even with pets. They get into the garbage and get sick, they dart outside one day and get hit by a car, someone decides they don't like your dog and tries to poison her. My clinic actually treated a chihuahua that was attacked by a hawk (yes, a hawk). Her owner was walking her and the hawk tried to snatch the poor little thing. The only thing that saved her life was the harness and leash to owner used to walk her. My clinic recommends VPI pet insurance. They're a good company and will cover lots of things. But most companies will only cover so much for dental cleanings. Also, most companies will not cover conditions that are considered a breed predisposition (like back problems in dachshunds, heart problems in cavaliers, etc..) They should cover annual care though. Things like vaccinations, heartworm preventatives, etc...
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