Saturday, January 1, 2011

Gradeschooler's broken tooth and dental insurance?

My stepdaughter has dental insurance through her mother at the moment. Her mom is in the air force (I don't know if that makes a difference). She was playing on the playground with her friends and fell and broke her front tooth in half. She went to the dentist today to have it repaired. I talked to her later this morning and she said she didn't get it fixed because the insurance wouldn't pay. Now she is going to have to wait until January to get her tooth fixed. This is unacceptable to me. Why should a ten year old have to be embarrassed and walk around with a broken tooth!? I am sure it is also uncomfortable and painful when she eats. Does anyone know why the insurance would deny this?
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Well, if she cant get it fixed now why is she going to be able to get it fixed in Jan.? That is the real question, is the insurance going to cover it then? This may be a waiting peroid, or maybe she has already met the yearly max amount of coverage.
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