Sunday, January 16, 2011

In my health insurance description it says it covers dental work involving natural teeth.. what does this mean

It says it covers "dental treatment, made necessary by injury to sound, natural teeth" what does natural teeth mean?? and second it says it covers 80% U&C, what does this mean, Would this insurance cover my wisdom teeth being removed??
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Yes, wisdom teeth are considered natural teeth. They are the teeth you were grew on your own, rather than false teeth or bridges or crowns put in by the dentist. U&C means usual and customary, which means the normal charges that dentists charge for doing this work. You pay anything the dentist charges above that. However, your wisdom teeth coming in may not be considered an injury. You need to check with your medical insurance company on that. By the way, I strongly recommend you have all four of your wisdom teeth removed at once. It is not a pleasant operation, and you will not want to go through it again. I made the mistake of having one removed and then a year later the other three. One was as bad as three.
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