Tuesday, February 15, 2011

Are dental plans and discount programs really worth it?

I need dental work done, but we haven't been able to pick up insurance from my husband's work yet. I'm looking at discount plans, and they prices seem promising but are there catches? Are they really worth it and do they save you money?
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the only way you can tell if they will save you money is if they give you their full price list up front. i looked at some plans that just give a "sample" price list so you don't really know what you're getting. I have a dental discount plan called careington 500 Series that i investigated a lot. i found it at 1dental.com. you can see their full list of prices beforehand (so you know what you're paying for. its saved me $2000+ so far on a combination of crowns/root canals recently and i haven't seen any catches. so yeah mine has been worth it i gather that the reason these plans can lower prices so much is that they are "in-network" only so they can kind of work the system. you have to go to a dentist contracted with the plan, but usually they have a list you can choose from so it's not a big deal
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