She uses my dental coverage as primary. She doesn't use hers, but I know it is effective. She maybe filing without my knowledge and pocketing the extra I pay due to the lack of her using it as a secondary through the dental office. I believe she is paying then submitting the bill to her insurance on her own for reimbursement. For example, if my insur. covers a 3rd of the cost, we have been splitting the remainer with me sending her my share of the bill. Whereas, if she has her insur. too, she submits the bill for her 3rd it would cover too. So, how do I find out for sure if she is filing claims or have it added to her dental account for our kids? Thanks and BTW I am not a deadbeat dad. I think she has been scamming me like this for a long time and I have just naively sent her checks for the medical and dental bills. Things have gone smooth for her until I decided to mail the money directly to the dental office and then they started calling because I had overpaid. So now what do I do?
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Talk to an insurance agent. They usually don't charge for consultation. And your policies with have specific limitations.
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