Wednesday, February 2, 2011

If someone is in the US on a work visa, how would they go about getting private insurance?

I have a friend who is in the US on a H2B work visa, he needs insurance (medical and dental) but since he works at resorts and transfers pending the season (winter he is in Florida, summer he is at a different location) he is unable to get it through an employer.
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Yep, he's probably not going to find anyone to sell him a REAL policy, anyway, privately. Although someone is probably going to offer to sell you a "plan". Assuming he's got stuff he needs to get checked out, or work done, those are "preexisting conditions" and not covered anyway. Insurance is done on a state by state basis. That "different location" likely he wouldn't be covered in, depending on where it is. He can TRY with a local, independent agent. But I"m guessing, as a traveling entertainer or whatever, and only here on a VISA, he's not going to get anyone wanting to cover him.
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