Friday, February 11, 2011

What's the best health insurance, blue cross?

I'm 23 yrs old and I'm just seaching for a good health insurance plan for dental and medical, specifically for dental though and please don't give me united health insurance, I rather have something else.
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Here's a few thoughts on finding what you're looking for: 1. Go to www.nahu.org and find a local agent. NAHU is the professional association for agents (like me) who "specialize" in health insurance coverage. 2. Go to www.genesis-grp.com (my site) and get your own "set" of health insurance quotes from a wide variety of companies and plans. Or, do an online search for "health insurance quotes AND ," then get some quotes to review. 3. Stick with "name brand" companies like Blue Cross, Aetna, Humana, etc. There are a lot of other plans out there that look good & have good prices, but "you don't get something for nothing." Stick with the big companies. As far as which insurance company is the best, that depends, of course, on who you ask, what experience they have, what features & benefits are important to you, and so forth. The point, of course, is that the answer is very subjective: some folks hate Blue Cross, some folks love United Healthcare, and vice-versa. Check with your friends & find out who they have & like (or don't like); check with your doctor (if you have one) and see what companies they have, like/prefer, and recommend. Find an agent/broker you like & trust, then ask your questions & pick the one YOU like. Hope this helps a bit... have a swell evening!
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