I have CDPHP insurance in New York State. I am currently a student in Boston, MA that needs a dental procedure done. Even though CDPDP is NYS insurance, will they cover this out of state procedure because i'm a student and can't make it back to New York? If i contacted them directly would they agree to cover it?
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Insurance companies usually use a network of doctors that are covered. Most companies have a rule in the plan description that if there is no covered doctort within 50 miles, then they'll cover an out-of-network doctor. Every insurance is different, however. You really just need to call them and see what your options are. My guess is that they will have a covered doctor in Boston.
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