We currently have BCBS medical insurance with dental and the price keeps going up and up. I am seriously thinking about switching companies. Can anyone recommend a company that I can switch to? Years ago we had a insurance where we got a prescription card and access to a 1-800 # where we could call an talk to a nurse anytime. All we ever paid was our co-pays at the doctor's office and the insurance was great. We have had BCBS for years now and after we pay our co-pays we get little bills here and there. We have no prescription card and we are paying A LOT for insurance each month. Any suggestions?
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Mine's with Cigna EVERYONE'S insurance is going up. Utilization, according to Consumer Reports, in 2005, was about $500 per month, for every man, woman, and child in the USA. Nowadays, the average family plan costs about $1200 a month, which is less than utilization. Feel free to shop around. BCBS is one of the better companies. But cheaper ONLY means, cutting coverages, or increasing deductibles.
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