Monday, May 30, 2011

getting insurance?

I am self employed. For a long time i did not have health insurance. Well i talked to someone today and he told me i could get some. It would be $247 a month. thats also includes dental and vision. my friend says thats too much, but to be honest i am not sure how much people usually pay. Is that a good price per month? thanks.
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That is an excellent price. I'd be very leery of it. What does it cover? Private health insurance (depending on your risk factors, deductibles, etc.) would normally run at least $400 a month. Insurance does not cover everything. It might cover a PERCENTAGE of everything. What is your co-pay and deductibles? What are the annual and lifetime limits it pays? What procedures are included/excluded? Lots of variables in insurance. Again, this sounds too good to be true.
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