I need braces.....?

I need braces and I don't have dental insurance. Is it possible to get them without insurance? If not, I live in Cincinnati, what are some good dental insurance companies? (quality and cost wise)
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There is a common misconception that either dental insurance or wealth is required to get braces. First, you don't have to have dental insurance to get braces. Even people who have dental insurance rarely get more than 30% of the total cost reimbursed. To put that another way, the average dental insurance subscriber, on average, gets $1,000 towards the average $3000 orthodontic fee. Buying dental insurance for orthodontics alone is also a losing bet. If your parent's employer doesn't pay for most of the insurance, your family ends up paying more in monthly premiums in just one of two years than your insurance policy will ever pay out. To get on a decent dental PPO, the premium is usually $100+/mo. That's $1200 per year, for a $1000 onetime, lifetime orthodontic benefit. That's not good math to me. Second, you don't have to be rich to get braces. Most competitive dentists and orthodontists have payment plans. It's not uncommon to pay $100-$200 a month. Cut out Taco Bell and McDonald's every month, and you'll have it. Some offices finance the plans in-house, other rely on an independent company like CareCredit. In-house plans usually require a down payment, but typically offer lower interest rates. Carecredit offers no down payment, and often no interest, but if you miss a payment or do not pay off the work in time, you will get a very large interest rate increase. It's important to ask for the cost of the braces without financing vs the total cost of the payments. In some cases, you may be better off charging it on a credit card, or taking a small home equity loan. A final word about scrimping: you get what you pay for. Dental offices all have roughly similar overhead. So if you get quoted a much lower fee, that means they will make it up in volume. Higher volume just means they will give you much lower attention because there are 27 other patients booked at the same time as you. Go where you feel you will get the best care, and figure out the finances secondarily. Don't settle for a good deal on bad treatment. When in doubt, ask your friends or your general dentist for a recommendation.
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