Stepson needs braces?

I just started a job and will be eligible for dental insurance. I'm going to put my step son on my insurance (he already has medical from his fathers work) My question is when my step son goes for braces can my husband put that towards his half of the payment. I called the mother to help with the preimum payment she refused. We wish we could afford to pay for the whole cost of the braces but we really cannot.
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First check with your insurance company and make sure that the dental covers orthodontic treatment and what restrictions they have on the treatment. Some dental insurance will not cover braces for 12months or only pay a small portion. Also, find out what exactly your husband's dental coverage includes for his son. Get lists of orthodontists and start asking around too... as word of mouth is often better than anything else! Make the calls yourself FIRST, then start calling around for evaluations your step-son. At the eval appointment, provide the insurance information you have collected and the office will call to verify all benefits. Evals are usually free and last between 30-60 minutes. If the eval is free, go elsewhere... trust me... and be sure to get at least 2 evaluations. Everyone will have a different viewpoint on how to treat your step-son and the price will vary depending on what type of braces you decide with (clear/ ceramic brackets, self-ligating brackets, traditional braces, invisigln, etc...). Many offices also have payment plans you can work out with them too, especially if the insurance will not cover everything. Call and ask and go in and visit and become as informed as you possibly can as a parent. Not all orthodontists are equal and be sure you do your homework about the orthodontists you visit (look them up online, call dentists office for recommendations or your local dentist, check out their website, read or request to view comment cards from patients). My orthodontist office consists of a team, a family team, of orthodontists. They both work on all of the patients and you never know who will see when you go in for a visit. They have a binder full of comment cards up front, have all of their certifications posted, have been in the city for 25yrs, and come highly recommended from not only my personal dentist -- but also from friends and church members. They had a payment plan, work around crazy work schedules/ school schedule, and have an emergency phone line you can even all on a weekend! Their staff knew me by name within a visit or two and even remembered me between my eval and actual "brace day" too. They even have transportation available to their students, to and from school, so their parents do not have to take off work to get them to the ortho. My office has contests and prizes you can win for having good hygeine, making it on time to appointments, etc... which is a great incentive. Another thing to check for is make sure EVERYTHING is included in the price, especially retainers and after-care. Not all ortho's quote the retainers and or follow-up care in their initial quote... so watch :) Good luck in making this important decision for your son. It will change his life!
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