Friday, November 5, 2010

what individual dental insurance is good?

We really need to get dental insurance that covers crowns, fillings, implants (may not be covered by most) and cleanings as well as other general dentistry. Help!
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By the time that kind of coverage kicks in, you're at least three years into the plan and have paid for well above full "retail" value of those treatments in premiums, plus whatever portion of the fee that the plan doesn't cover. You'll end up paying triple or quadruple for your dental work. For individuals it makes more sense to save some money every month instead, and use it to pay their own way. While some dental work is extremely expensive, cleanings, fillings, and so on are relatively affordable. It's just a matter of priority.
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