Does anyone know any individual dental insurance with a PPO plan and has NO waiting period? I live in the state of California. I've already tried Blue Shield and they have a 6-12 month waiting period for the PPO plan. And I've already try tons of other dental insurance (Metlife, Safeguard, etc) and they all have HMO plans or doesn't provide individual dental insurnace.
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Nobody has an individual PPO Dental Insurance plan without a waiting period. It would be impossible for a company to have -- otherwise you could buy it, have a root canal done, and then cancel it. If any company did that then they wouldn't be in business very long at all...either that or the premiums would run $500/month. Just buy an insurance plan and in time it won't have waiting periods (they'll be satisfied). Claims made during the waiting period would at least give you the network discounts for the procedures much like the discount plans do. Eventually you'll have full coverage. Ameritas dental insurance is the biggest seller on my site. Hopefully that'll at least save you some time looking for that which does not exist.
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