Sunday, March 13, 2011

broken front tooth!!! confused on how to file with insurance?

i opened my cabinet above my stove to get out a pan and another pan fell out hitting me in the mouth breaking my top front tooth! i have been told by a friend that dental insurance will not cover the cost due to it being an accident... the other thing that i am worried about is my dental and medical insurance doesn't take effect until next month so i don't know what the normal procedures are and if i will be covered! i did find the broken piece is there anyway to safetly bond it back until i can get to the dentist?
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A dentist will not bond the piece of broken tooth back on. They'll probably use a composite to replace the missing piece or offer a veneer. If your dental insurance isn't effective yet it probably won't cover the tooth. In most cases they won't cover a pre-existing condition. If they do, the dentist should file the insurance claim and your insurance will pay for what they feel they need to pay for and you'll be responsible for the rest. Remember, most offices will work out a payment plan. Also, in most cities there are low cost dental clinics. Here, dentists volunteer their time to help people that can't afford dental treatment. It can't hurt to check your local yellow pages for a dental clinic.
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