My company is offering health insurance, dental, and vision in pretax or post-tax enrollments. I am a recent college grad in my early 20s, with no medical, vision, or dental conditions. What are the benefits of having this stuff taken out after tax? Thanks.
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There really aren't any benefits from having it deducted post tax. You would be able to deduct those on Schedule A if they were deducted post tax, however you'd be limited by the 7.5% AGI floor which does not affect you with pre-tax deduction of those things. And if you don't have enough itemized deductions to make itemizing worthwhile you can't get ANY tax benefit at all from post tax deductions of health, dental and vision insurance.
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