can i customize my plan(s) if needed? will it cost me an arm and a leg. i really dont need extra bills, i am very athletic and i eat healthy border-line vegan scarce with dairy, only eat turkey and variety of seafood lots of friut and veggies, soy/tofu. (if this info helps , can you tell me what are my best options? i want vision,dental,mental,preventive healthcare, and emergency, and speacialty, + general.
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A lot of companies have different plans to choose from-various copays, deductibles, etc. Make sure you look at your office visit copay, your prescription copay, and if you're planning on kids, do they cover pregnancy? They may add a rider on for an additional premium. Just ask questions about emergency room visits/surgery, etc. I have not seen very many individual plans that have vision or dental, some I've seen for mental care. They can also be sneaky about preventive care. The lower the premium, the higher the deductible, so be willing to pay a little more premium. If you belong to Sam's Club, they have some decent insurance policies through their website.
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