Which insurance plan is best for me?

Im 23, my son is 2. My wife is pregnant, and she and the new baby will join my insurance in september. I am looking at Unicare. I have had good experince with them in the past. What deductable would be a good idea? I am health, my child is healthy, I know bad things can happen, I can not afford any of the deductables. Office vistits, and pharmacy, and dental is what I am looking for more so. The lowest deductable I can afford starts at 1000, and even that is a bit pricey. I am having to go through individual insurance because my current work chagres 1k a month for insurance. I cannot afford this either. I am just confused as to where I should go. Please help. thanks, Justin
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Not all insurance plans are available in all states. Speak with Blue Cross, and United HealthCare. Maybe Aetna. See who has a plan available... You might reconsider teh plan through your employer. Its hard to find private plans without deductibles; much less, with a small one... Good luck
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