Please answer?

I need dental insurance where i don't have to pay when i go to the dentist . I want to find one where they cover everything.
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There is no such animal. Dental insurance is different than health insurance, most policies pay approx 100% for a cleaning, exam and xrays, 80% of a filling or root canal and 50% of any major work like a crown, bridge, partial or denture. (Plus a $50 deductible to boot- some deductibles may be even higher) Depending on the policy and what the dentist charges there may also be a difference between what the dentist charges for a procedure and what the insurance allows. Meaning, for example - a dentist may charge $100.00 for a filling and the insurance allows $80.00, the insurance would then pay 80% of $80 (not the $100.00 charged), and if this is your first dental procedure (aside from a cleaning and exam) they will also make you pay your deductible at that first visit, wonderful huh!
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