i'm 22, non-smoker, i don't work (my future husband does) and never had insurance before. i need something that would cover everything + dental! i also have a baby in my plans...what is the best choice???? i don't understand anything about health insurances! HELP!
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Seems like dental is seperate in a *lot* of plans. General: The insurance companies charge you a monthly "premium". If you get sick, they pay for it, within limits and "co-pays" (you pay a part of it). They make money, because they know, on average, how much you will get sick and how much it will cost. You are supposed to feel better because if something bad happens to you, you will not be so wiped out financially.
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