Is this a good offer to accept for a new insurance sales position?

We are please to offer you the following position: Individual Insurance Sales Consultant; Your job will consist of the following: · Sales of personal insurance including but not limited to o Auto-Home-Umbrella- insurance o Life Insurance o Investments o Individual Health Insurance · You will be required to quote and process the entire application from start to finish on all new sales. · Servicing of the account will be completed by account reps. · Develop and market new ways to sell personal insurance products o Internet o Working with our insurance companies on marketing programs o Referral programs with: § Car Dealers § Realtors § Direct Writers § Email Advertising § Internet quoting · You will also be working with producers who focus in other areas of insurance. · You will contact existing customers to go over their financial needs including but not limited to life insurance and investment planning. Compensation: 1. Base salary of $36,000 per year 2. Bonus after you exceed $36,000 in earned commissions based on the following: a. 50% first year commission on personal lines insurance. ( auto-home-umbrella etc.) b. 50% commission on all life insurance you sell on new accounts to the agency or existing house accounts. c. You will be splitting commissions with the producers that you give you personal lines leads d. 20% referral commission new and renewal for all other lines including i. Commercial Insurance ii. Group Benefits 3. You will receive the standard employee benefit program a. Employee health insurance. Company picks up about 85% of the cost b. 401 K program c. Optional dental
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It sounds like a fair offer, if insurance sales is what you want to do. It's a tough business!
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