Will my son be turned down for insurance?

I have an autistic son, and I have decided he needs better hospital insurance than what he has (I have regular health insurance, but his hospital coverage is not great). So I applied for extra hospital insurance. Aside from being pretty severely autistic, he's physically a pretty healthy kid, no major problems, no ongoing treatment. However, recently he needed to have a dental procedure, and they decided it was best that it be done in the hospital, and that he be fully knocked out. A few years back, he also needed to be knocked out for an MRI (he had a seizure, but none since). Anesthesia is expensive, and when he had the dental procedure, it maxed out the hospital coverage on my current plan and I got stuck with a $9000 bill. Hence, the decision for better hospital insurance. When applying for health insurance, they do 5 year medical records check, and those two things are going to come up. What's going to happen... Will I have higher premiums? will they refuse to cover anything they deem is caused by his autism? Or will they flat out reject him? Or will it not be a problem?
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You will find the following sites below to have a wealth of information about your problems: Arguments In Support of Private Insurance Coverage of Autism-Related Services http://www.autismspeaks.org/docs/argumen… When a child is diagnosed with autism, parents do what they know best – pursue the most effective intervention services they can find for their child. This is what Joe and Elizabeth Micheletti did for their son Jake when he was diagnosed with autism two years ago. They found an effective intervention http://autismblog.easterseals.com/tag/he… Mom wins fight for autism insurance : http://www.cnn.com/2008/HEALTH/condition… How To Get Your Child's Autism Treatments Covered By Health Insurance http://autism.about.com/od/financialreso… Health Insurance Reimbursement Tips & Tricks http://www.talkaboutcuringautism.org/hea… Autism Speaks Pushes Health Insurance Coverage in Florida, California and Michigan http://autismbulletin.blogspot.com/2007/… How to find autism health insurance information: http://autismbulletin.blogspot.com/2008/… INSURANCE COVERAGE FOR AUTISM http://www.cga.ct.gov/2006/rpt/2006-R-07…
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