Saturday, July 9, 2011

If a 50 year old american wants a good comprehensive health insurance policy, how much will it cost?

If he wants a plan for himself and his family. Father age 50 in good health Mother age 50 in good health Son age 20 in good health The coverage they want must pretty much cover anything they want medically from doc visits to exams, to hospital stays, surgery fees, any dental work and cleaning, etc..etc.. at 80%. In other words the plan must pay 80% of anything its used for and the copay is 20% up until the family spends a maximum out of pocket per year of $1,000. Once the copay reaches $1,000 coverage is 100%. The lifetime max payment per insured is $1,000,000. So...does anyone know or have a guess as to how much this man will have to pay to buy this type of insurance? someone told me the premium per year could be like $18,000 or more. They are kidding....right?
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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