Thursday, August 4, 2011

Medical Discount plans? (not insurance )?

I use a dental discount service .Does anyone have links to med discount plans?I found 1 or 2 for Pitt PA .Are there more?
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You probably are aware that there is a lot of concern over medical discount plans. They do not provide a level of coverage comparable to health insurance. Several state insurance offices have warned against possible fraud associated with these programs (see links below to a Federal Trade Commission warning and a warning from the Florida Attorney General). You might also be interested the third link, which is to an alert about discount health plans and what to ask when purchasing such a plan. The last link is to a Georgetown University study analyzing the value of medical discount plans. You can see I'm kind of wary of these programs. I'm not sure they really help people save money, and they definitely don't provide the level of financial protection and physician access that health insurance does. Check out MostChoice.com. You can compare Pennsylvania health plans quickly and without obligation. You won't find any plans for the $20 or $30 a month that most medical discount programs cost, but there are individual plans starting at around $75 a month that do provide wide access to physicians and preventive medicine coverage and real financial protection. You can find MostChoice here: http://www.mostchoice.com/health-insuran…
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