I don't know too much about it, so I was hoping you guys could fill me in. Is it better to save up leave(what is the max?) to get terminal leave or just ETS? Con's and pro's? Bigger question is do you still get full benefits(medical,full BAH during that time, etc) while on terminal leave? How long does AD medical/dental coverage last after ETS?My husband will be in the reserves after. Do we still get on-post priviledges?How does reserves' medical and dental insurance work?Please give any useful info. Thanks.
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Terminal leave is alot better than selling unused leave back. Terminal leave is just like regular leave, you still get paid everything, bah, bas, any special pays, etc. Where if you sell leave back, you only receive your base pay. If your husband deployed to Iraq or Afghanistan, then he is eligible for 2 years of priority treatment at the VA after his discharge. Other than that, the military does allow you to purchase a health insurance plan that last for 30 days after your discharge. There are no medical or dental benefits after that. The Reserves and National Guard do not offer medical or dental benefits, unless they are called to active duty, then the benefits are the same as the active force receives. You will have to get medical and dental through his employer or your employer just like any other civilian.
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