DentalPlans.com seems to have some decent plans... but I think they are the discount cards. Around $150 a year for family plans that seem to cover about the same percentages as my dental helth insurance. Example.. Insurance: 50$ a month. 80% copay after 6mo waiting period on most everything minor & 50%copay on major w/ an 18mo waiting period. Card: Pretty decent savings a filling is only 50$ (regular 120) & no waiting.. WWYD?
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They are a dental discount card. Here is how it works. You as the patient will usually get a GREAT deal on having your teeth cleaned. The exam and X rays are how the office makes back the money they lost of the cleaning. The patient does get the advantage of knowing exactly how much each procedure will cost them. The dental offices sign up beause they get free advertisment, they get patients who most likely have bad teeth otherwise they wouldn't sign up for the program. Suggestion. If you have good/great teeth skip the plan all together and set aside money in a Health Savings account for down the road. Find out which offices are on the discount plan, and ask them if they would honor the rates posted from the discounter, 9/10 they will say sure even theough you don't belong because you asked for the discount.
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